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Terms & Conditions

Welcome to the NJ Holdings Group website. By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please refrain from using our website or services.

1. Use of Website

a. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use this website. By accessing this website, you confirm that you meet these requirements.

b. Permitted Use

You agree to use this website only for lawful purposes and in compliance with these Terms & Conditions. Unauthorized use of this website, including misuse of its content, may result in suspension or termination of your access.

c. Prohibited Activities

You agree not to:

  • Violate any applicable laws or regulations.
  • Attempt to gain unauthorized access to the website or its systems.
  • Distribute viruses or harmful code.
  • Use the website in a way that could damage, disable, or impair its functionality.

2. Intellectual Property

a. Ownership

All content on this website, including text, graphics, logos, images, and software, is the property of NJ Holdings Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.

b. Limited License

You are granted a limited, non-exclusive, and non-transferable license to access and use the website for personal or business purposes. Any unauthorized use of the content is strictly prohibited.

c. Restrictions

You may not copy, modify, distribute, or sell any part of the website or its content without prior written consent from NJ Holdings Group.

3. Products and Services

a. Accuracy of Information

We strive to ensure that all information on the website is accurate and up-to-date. However, we do not guarantee the completeness or accuracy of the content.

b. Availability

Products and services described on this website may not be available in all regions. Contact us directly for inquiries about availability.

c. Modifications

We reserve the right to modify, discontinue, or update any services or content on the website without prior notice.

4. Data Protection

Your use of this website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal data. By using this website, you consent to the practices described in the Privacy Policy.

For Gulf countries, we take special measures to ensure data is securely saved on local servers if required by clients, adhering to regional data protection laws.

5. Limitation of Liability

a. Disclaimer of Warranties

The website and its content are provided "as is" without any warranties, express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

b. Limitation of Liability

NJ Holdings Group shall not be held liable for any direct, indirect, incidental, or consequential damages arising from:

  • Use or inability to use the website.
  • Errors or omissions in content.
  • Unauthorized access to your data.

c. Indemnification

You agree to indemnify and hold NJ Holdings Group harmless from any claims, damages, or expenses resulting from your use of the website or violation of these terms.

6. Third-Party Links

This website may contain links to third-party websites for your convenience. We are not responsible for the content, privacy practices, or terms of use of these external sites.

7. Governing Law

These Terms & Conditions are governed by the international laws, without regard to conflict of laws principles. Any disputes arising from these terms will be resolved exclusively in the International Courts.

8. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be effective immediately upon posting on this page. We encourage you to review this page regularly for updates.

9. Contact Us

If you have any questions or concerns about these Terms & Conditions, please contact us: corporate@njholdingsgroup.com.

By using this website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions. Thank you for choosing NJ Holdings Group.